Merchants & Farmers Bank’s online banking gives you immediate access to your account information, 24/7, from any internet-connected computer, tablet, or smartphone. Our online banking combines convenience and flexibility, allowing you to easily complete a wide range of personal or business banking tasks, as well as view your account balances and detailed transaction lists at a glance.

Online Banking Features

With Merchants & Farmers Bank’s online banking, you can:
  • Review your account information, including statements and check images
  • Pay your bills quickly and easily through the free Bill Payment tool
  • Review loan information
  • Make transfers between your accounts
  • Download your account information and transactions into personal finance software like Quicken
  • Receive reimbursements of up to $8.00 per month for ATM fees
New user? Sign up for our free Online Banking today!
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Frequently Asked Questions

Q: Do I need any special software to use Online Banking?
A: All you need is a web browser! We recommend the latest version of Google Chrome, Mozilla Firefox, or on Macs, Safari.

Q: Is online banking secure?
A: Yes. In addition to the TLS encryption keeping your online banking session safe in transit, our online banking system is built with many safeguards. Should someone attempt to access your online banking account with an incorrect password more than three times, your account will be locked out. Lockouts can only be cleared by a Merchants & Farmers Bank employee. If you forget to log out to end your online banking session, it will be automatically terminated after 20 minutes of no activity. We also utilize sophisticated security technologies that can identify visiting devices using over 30 different characteristics.

Q: My access ID and password aren’t working. What should I do?
A: First, check to ensure your Caps Lock key is not on, as your access ID and password are case-sensitive. If you have forgotten your password, use the Forgot Password tool to reset it. If you still cannot log in, your account may have been locked out for security purposes. You can contact us for assistance with clearing a lockout.