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Effective: 01/31/2013
Certificates of Deposit:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 30 Day CD |
0.10% |
$1,000.00 |
At Maturity |
| 60 Day CD |
0.10% |
$1,000.00 |
Monthly |
| 90 Day CD |
0.10% |
$1,000.00 |
Monthly |
| 182 Day CD |
0.30% |
$1,000.00 |
Monthly |
| 1 Year CD |
0.50% |
$1,000.00 |
Monthly |
| 2 Year CD |
0.75% |
$1,000.00 |
Monthly |
| 3 Year CD |
0.90% |
$1,000.00 |
Monthly |
| 4 Year CD |
1.00% |
$1,000.00 |
Monthly |
| 5 Year CD |
1.20% |
$1,000.00 |
Monthly |
Specials:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 15 Month CD |
0.65% |
$1,000.00 |
Monthly |
Savings:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| Passbook |
0.10% |
$100.00 |
Semi-Annually |
| Non Passbook |
0.15% |
$100.00 |
Quarterly |
| Christmas |
0.10% |
$10.00 |
Annually |
Checking:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| NOW |
|
|
|
| $0 - 9,999.99 |
0.05% |
$1,500.00 |
Monthly |
| $ 10,000.00 - 49,999.99 |
0.15% |
|
|
| 50,000.00 + |
0.15% |
|
|
| MMDA |
|
$2,500.00 |
Monthly |
| $0 - 24,999.99 |
0.10% |
|
|
| $25,000.00 - 49,999.99 |
0.15% |
|
|
| $50,000.00 - 99,999.99 |
0.25% |
|
|
| 100,000.00 + |
0.50% |
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Traditional Individual Retirement Accounts (IRA):
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 18 Month Variable |
0.65% |
$100.00 |
Monthly |
| 90 Day Fixed |
0.15% |
$100.00 |
Monthly |
| 6 Month Fixed |
0.40% |
$100.00 |
Monthly |
| 1 Year Fixed |
0.55% |
$100.00 |
Monthly |
| 18 Month Fixed |
0.65% |
$100.00 |
Monthly |
| 2 Year Fixed |
0.80% |
$100.00 |
Monthly |
| 3 Year Fixed |
0.95% |
$100.00 |
Monthly |
Roth IRAs and Coverdale Savings Accounts:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 18 Month Variable |
0.65% |
$100.00 |
Monthly |
| 3 Year Fixed |
0.95% |
$100.00 |
Monthly |
| 5 Year Fixed |
1.30% |
$100.00 |
Monthly |
| * Annual Percentage Yield |
A minimum balance may be required for the account to earn these rates. Also, fees could reduce the earnings on the account to a rate below the advertised rate. Penalties may be imposed for early withdrawal on some accounts.
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